SIP Calculator
Estimate the future value of your monthly SIP investment.
Growth over time
Returns are estimates and are not guaranteed. Actual mutual fund returns vary with market performance.
Calculator results are estimates for informational purposes only and should not be considered financial advice. Actual results may vary depending on lender terms, taxes, fees, rates, and other conditions.
What is the SIP Calculator?
A SIP calculator estimates how much your regular monthly mutual fund investments could grow over time. Enter your monthly amount, an expected annual return, and a duration to see the total invested, estimated returns, and projected future value. Returns are estimates and not guaranteed.
Formula & how it works
FV = P × ((1 + i)ⁿ − 1) ÷ i × (1 + i)- P
- = monthly investment
- i
- = monthly rate (annual ÷ 12 ÷ 100)
- n
- = number of months
Example
Investing ₹10,000 per month for 10 years at 12% expected return.
Inputs
- Monthly investment
- ₹10,000
- Expected return
- 12%
- Duration
- 10 years
Results
- Total invested
- ₹12,00,000
- Future value
- ≈ ₹23,23,391
Over 120 months, ₹12 lakh invested could grow to roughly ₹23.2 lakh, with the difference being estimated returns. Actual results vary.
How to use this calculator
- 1Enter your monthly investment amount.
- 2Enter the expected annual return.
- 3Set your investment duration in years.
- 4See the estimated future value and growth chart.
Frequently asked questions
What is a SIP?+
A Systematic Investment Plan (SIP) is a way to invest a fixed amount regularly in mutual funds, benefiting from compounding and rupee-cost averaging.
Are SIP returns guaranteed?+
No. SIP returns depend on market performance and are not guaranteed. The calculator shows an estimate based on the return you enter.